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Lets work together.

Utah realtor?

I want to work with you to find your client the best financing for their circumstances.

Priority Service

Client referrals go to the top of my list.

I'll contact you immediately after client qualifying discussions.


Get Pre-Approval letters for your clients.

I'll work closely with you to make your client's home purchase happen on time.


Charles Mimnaugh

 explore loans

Learn more about the many loan options I can help your clients with. 

Open House?

I'd love to go to your open house!

Contact me to schedule me at your open house.


I am a loan officer at Houzd Mortgage in Sandy, Utah.


All loans will have the benefit of the Houzd Mortgage process, experience, and service.


Houzd Mortgage (NMLS License #888979) Established 2007.


Track Your Loan

It’s easier than ever to keep tabs on your loan with our specialized UTRACK services.

Follow your loan every step of the way

  • Real-time tracking and up-to-date loan status information

  • Single-click access

  • Transparency through the entire loan process


e-Sign Today

With virtual e-closing you can make home ownership official from wherever there’s WIFI.


Close Your Loan Faster

Get a faster, easier mortgage or refinance without the hassle of gathering financial documents.


We Shop Multiple Lenders to Find You the Lowest Rate and Cost

Conventional, FHA ,VA, and USDA

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