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Loan Programs

There are many options for borrowers when it comes to financing a real estate investment. 

Rates have been at historical lows so now is a good time for most options.

Your choice will depend on your situation, but I’m here to help with any questions you may have.

I can help you with Conventional, FHA, VA, Jumbo, and Home Equity Conversion Mortgages.

Refinance

It is a good idea to refinance now, while rates are historically low.

 

Lower your rate and payment. 

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Cash out equity to consolidate debt.

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I use 20+ lenders to find you the lender with the best rates in Utah for your situation.

Buy

The housing market is very hot right now and inventory is low. 

 

Get pre-qualified with me so you can confidently make offers and land the house you want in a timely manner!

Reverse Mortgage

62 or older?

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Consider a reverse mortgage. 

 

Pay off your current forward mortgage and eliminate your monthly mortgage payment. (You still have to pay property taxes and homeowners insurance)

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Supplement your income with a lump sum, monthly payments, or line of credit.

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FHA

FHA loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan, so your lender can offer you a better deal.

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  • Low down payments

  • Low closing costs

  • Easy credit qualifying

 

FHA Streamline refinance available.

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VA

Are you a veteran or currently serving?

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Work with me to find the right VA loan for you. We can get your Certificate of Eligibility with your DD214 or equivalent. 

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VA purchase, refinances, and streamline IRRRL refinances.

Jumbo

Need more than 600k?

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I work with several Jumbo lenders and have programs up to 3m+ for qualified borrowers. 

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Qualify with bank statements instead of W2s for self-employed borrowers.

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